Debit Cards and Credit Cards Australia

MasterCard Debit card mingles the ease as well as benefits of MasterCard with the authority of using your personal money. Money is debited straightforwardly from your savings or cheque account. You'll never receive a bill and you remain in total control of your funds.

Following are some of the available MasterCard Debit cards in Australia.

• Westpac Debit Card
• Commonwealth Bank Debit Card
• Commsec Debit Card

Debit cards have revolutionized the banking industry by offering quick and convenient access to customers. They can be used at every location that visa or mastercard is accepted depending on which network your card runs through. They can also be used at ATM's for cash withdrawals or to obtain information such as banking balances.

Four banking institutions that have great customer service and offer debit cards as a feature of their accounts are St. George debit card, Anz debit card, Suncorp debit card and commsec debit card.

These companies all have some similarities, but they have features and benefits that set them apart from the others, as well. It is best to review each aspect of the company and what they offer before determining which banking institution to open your account with.

St George offers a visa debit card as a part of their account.  They have a good reputation and offer their card with a flat fee of $3.00 per month. This card can be used electronically or for point of sell transactions.  For a card that has such a low monthly fee, it is feature packed with many options that customers seek.  It is incredibly secure, has unlimited tractions, has monthly states in print or electronic format, bill automation, transaction histories and internet banking.  Bill automation is highly sought after by customers because they no longer have to worry about forgetting to pay a bill on time.  They simply set it up and the banking institution does the rest on a continual basis.

The Anz debit card is a little more complex, but is still a great card to have. There are many different levels of the card that a person can get based on what they select is best for their personal situation.  Advantage, select and Extras are the three levels that a person can obtain.  Each has a different fee based upon which card you select. These fees range from $2.00 to $18.00 for the extra selection.  The extra option is the one that has the most features and exclusive offers for each customer.

Suncorp offers a debit card that can be used domestically as well as overseas. The card is totally free which makes it very attractive to potential customers.  It can even be personalized with a photo that you submit for a small charge. They offer comparable features to other cards, and have an excellent reputation for stellar customer service.

The commec debit card mastercard has in-depth security features in place and is totally free without an application process to customers.  As long as a person has an account with the bank, then they are eligible for the card.  This card can be used at more than twenty-five million locations all across the world and can be used online or over the phone for electronic transactions, as well. Around the clock support is available to customers and online share trading as well as account management is available with just a few clicks. Ease of use is definitely a feature with this card.

Compare the best debit cards at - www.Debitcard.com.au

Thirty years ago, debit cards were not even thought of. Most people in the past generally wrote checks for everything they purchased, and that is how they paid their monthly bills, as well.  This process took up to a week sometimes to process a single payment. Not only was the process slow, it was expensive as well since most people had to purchases their checks. At many banks, they even required their customers to pay for the plain checks that they offered for standard accounts.  It was clearly obvious that a more efficient system was needed, and that is when the debit card came into existence. With a simple swipe of a plastic card people can now make all transactions electronically over the internet or phone. They can also have point of sale transactions done right at the store.

Most banks today offer online banking and debit cards with any checking account. Typically the money has to be in the account for the card to work, otherwise it is declined.  This prevents overdraft charge from bounced check fees if people accidentally miscalculate their bank balance. These cards work at the ATM machine as well so they serve dual purposes.  Banks continually compete for business, so you can get some really good deals.  Some banks charge transactions fees, but others who want to outdo them charge no fees at all.  Two notable bank debit cards are the commonwealth bank debit card and Westpac debit card. Debit cards can either be debit visa cards or debit mastercard. Whether you are through the visa or the mastercard network depends entirely on which your bank is affiliated with.

The commonwealth bank debit card is offered by commonwealth bank. Their card has a nominal four dollar charge per month, but this fee is waived for war veterans, the elderly if they have their pensions running through their account and students who are enrolled in school on a full time basis. The card has many cool features such as interest on balances, the ability to use it wherever mastercard is accepted, unlimited transactions that are completed electronically, telephone banking, direct deposit and global access of account information.

The Westpac debit card is considered second to none in the banking industry. It has intense security features and fraud protection to protect consumers and their money. It also has rewards and electronic access for convenience of its customers. There are no yearly fees associated with the card and it is accepted anywhere that mastercard is at nearly thirty million locations worldwide. Before signing up for an account with any banking institution, it is essential that people research each bank they are considering for their account.  It is always a good idea to read the fine print to know what fees will be charged up front, so that no surprises will crop up after the account is already opened. Information for the Westpac and commonwealth debit mastercards can be found online or can be obtained by contacting the banks directly by telephone.

DebitCard.com.au - Compare the best available debit cards from all across the Australia.